INVESTMENTS 

  • Annuities
    • Fixed
    • Variable
  • Stocks
    • Listed
    • Over the Counter
    • Options
  • Bonds
    • Municipal (Tax Free)
    • Government
    • Corporate
    • Mortgage Backed Securities
  • Mutual Funds
    • Growth
    • Balanced
    • Tax Free
    • Income
    • Global & International
    • Specialties / Precious Metals
  • Unit Investment Trusts
    • Government
    • Municipal (Tax Free)
    • Mortgage Backed (GNMA)
  • Services
    • Retirement Accounts
    • Financial Planning & Portfolio Development
    • Asset Management Services
    • Standard & Poors, Value Line
    • Corporate and Public Finance
    • Life Insurance
Securities are offered through FSC Securities Corporation. A registered broker/dealer, Member NASD/SIPC,  and are not insured by the FDIC or any other bank insurance, are not deposits or obligations of the bank, are not guaranteed by the bank and are subject to risk, including the possible loss of principal.

Remember that People's Bank & Trust does not offer securities, therefore, they have contracted with FSC Securities Corporation, in an effort to make investment services available.

FSC Securities Corporation

As one of the the nation's top financial service support organizations, FSC Securities corporations (along with its parent company Financial Services Corporation) provides you and your financial advisor with the service, support, strength and stability you demand in today's challenging financial arena.

  • Uncompromising service for more than $2 billion in transactions a year.
  • The stability of more than 35 years of experience in satisfying the unique investment and insurance needs of its clients.
  • Day-to-day support for more than 1400 financial advisors in over 530 U.S. cities. Many advisors are accredited with CFP, ChFC, CPA and JD designations.
  • The financial strength that comes from having over $9 million in capital and no debt.

FSC Securities Corporation (FSC), a publicly-registered company, is a full-service broker/dealer which distributes financial products and services on a retail basis. It also provides distinctive, value-added RIA services and access to third-party money managers.

FSC is a member of both the National Association of Securities Dealers (NASD) and the Securities Investor Protection Corporation (SIPC) and is also registered with the Securities Exchange Commission (SEC) as an Investment Adviser.  Its sister company, FSC Agency, Inc. is an insurance marketing company which offers a full line of life, disability, long-term care and annuity products form the nation's leading insurance providers.

A Focus on Client Needs

FSC provides service and support to financial advisors so they can focus on helping their clients achieve their financial goals. Among the many programs and investments available through FSC are:

  • Advisory Services - The A+ program of services includes Fee-Based Brokerage Accounts, which are client- and advisor- managed and allow you to hold a variety of investments in one account; and Individually Managed Accounts and Specialty Services, which utilize private money managers and portfolio specialists.
  • Mutual Funds - An extensive selection of stock, bond, and money market funds, in addition to asset allocation strategies, are available through FSC.
  • Insurance and Annuity Products - Your financial advisor can recommend any variety of products to help protect your financial security, as well as provide retirement income.

Support For Your Financial Advisor

FSC provides ongoing assistance to help your with your financial strategy. FSC's own proprietary computer system allows your financial advisor to tie directly into FSC's home office system through a personal computer. This allows instant access to client accounts and rapid processing of transactions. FSC also relies on the services of Pershing, one of the world's foremost brokerage and clearing operations, for many processing services.

Securities Investor Protection Corporation

Securities held in your  account are protected by Securities Investor Protection Corporation (SIPC) up to $500,000 (limited to $100,000 for cash).  SIPC protects investor's securities or funds if the brokerage firm fails. SIPC does not protect your account against declines in value such as those that may result from changes in market conditions. 

Contact David Hatcher with any investment questions or for a portfolio analysis at: 888-593-2190 or email at
invest@pbt.com.

*Not FDIC insured
 Not Guaranteed by the Bank
 May Go Down in Value
 Not Insured by any Government Agency
 Services provided for residents of Tennessee, Kentucky, Alabama, &   Florida only

 

PEOPLES BANK AND TRUST COMPANY

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