OUR CARD GOES BEYOND CONVENTIONAL CHECKING

Most check books can only do one thing-checking.  Our MasterMoney Card does this and much more. MasterMoney gives you a faster, more convenient way to buy the products and services you need. That's because it allows you to withdraw funds from your checking without ever having to write out a check.  You can purchase groceries, gas, or anything else wherever MasterCard ® is accepted  Plus, MasterMoney performs all the functions of an ATM card.  It's the checking-withdrawing-and-transferring-funds card all in one.

Fast and easy all in one-step

Forget having to round up your checkbook, a pen, and two forms of identification.  With MasterMoney, every purchase is as simple as using a credit card. 

Worry free when you're out of town

No need to worry about getting your checks cashed out of town.  Because MasterMoney is accepted wherever MasterCard is, you'll be welcomed like a local every place you travel.

Provides all the advantages of an ATM card

Need to withdraw or transfer funds? No problem.  MasterMoney gives you access to all these services whenever you need them.

Economical and ecological

Eliminate the need to purchase checks (and the risk of running out when you're at the checkout).  MasterMoney saves money in check printing fees while it saves valuable resources.

Safeguarded if lost or stolen

When you receive your MasterMoney Card, you'll also be assigned a personal identification number (PIN).  It's added security against someone making purchases without your consent.

Just like balancing your checkbook

 Every month in which a transaction is completed, you'll  receive an account statement that includes the date, location, and amount of every transaction you've made.

Apply for yours today

To apply, come into People's Bank and Trust Company and fill out an application, or simply click on the icon below to fill out an application online. You can expect your MasterMoney Card to arrive within 15 days of your approval.  Your PIN will be sent to you in a separate mailing.  Before you know it, you'll be experiencing all the benefits of checkless, ATM checking with one simple card.

  
   


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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

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