BUSINESS SAVINGS

Regular Savings Account

  • No minimum balance to open the account
    • A maintenance fee of $1.00 will be imposed every statement cycle if the balance in the account falls below $50.00 any day of the cycle.
  • Transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per month with no more than three by check, draft, or similar order to third parties. 
  • A Regular Savings excess debit fee of $1.00 will be charged for each debit transaction in excess of 3 during a month
  • For rate information please call (931)864-3168 or e-mail us at info@pbt.com.

*Additional Information

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Golden Savings Account

  • No minimum balance to open the account
  • Interest is credited to your account every quarter
  • You may withdraw funds only during the first ten days after the end of the quarter. If a withdrawal is made outside of the specified withdrawal period, you will lose one month's interest on the amount withdrawn.
  • For rate information please call (931)864-3168 or e-mail us at info@pbt.com.

*Additional Information

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Christmas Club Savings Account

  • Interest is credited to your account every year
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • Maximum deposit is $5,000.00
  • If there is a withdrawal made before November the account will be closed
  • You can only withdraw interest credited in the term before maturity of that term. You can withdraw interest any time during the term of crediting after it is credited to your account.
  • This account will not automatically renew at maturity. Also, if you do not renew the account, interest will not accrue after maturity
  • For rate information please call (931)864-3168 or e-mail us at info@pbt.com.

*Additional Information

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